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Finance
Earning Up To ₹20 Lakh in FY 2026-27? Here’s The Exact Deduction You Need to Make the Old Tax Regime Actually Worth It
If you’re earning up to ₹20 lakh in FY 2026-27, choosing between the old and new tax regimes can significantly impact your final tax outgo. The old regime becomes beneficial only if your total deductions cross roughly ₹3.75 lakh to ₹4 lakh through options like Section 80C, 80D, home loan interest, HRA, and NPS. This guide breaks down the exact deduction threshold, practical comparisons, and strategic planning tips to help you decide which tax regime actually saves you more money this financial year.
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